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Q: What are the essntial forms of policy on line?

A: The basic frms of auto insuarnce coverage are:

1. Bodily injury liiability, which supplies coverge for boily injury clais from the peopple you might dmaage when involved in a car accident..

2. Property damge liability, that coveers all porperty damages to 3rd parties -- suh as a diffeernt driver`s vehicle you damae -- which you caue or are responsible for .

3. Medical expendtiure to the plicy owner and addditional travelers in the insurance polciy propreitor`s vehicle.

4. Uninsured and undeinsured motorist coverag, which protects you wheen the negligent drier does not have coverge or inadequate web ins coverage (in mosst parts of the cuontry, this covers ony bodily inury losses -- tohugh a few staates also include property damage loosses).

5. Physical damage covvers harrm done to yor automobile:

a. Collision, whcih pays for dmages done to your vehiccle when you are in a collisin

b. Comprehensive, which covvers msot non-collision physical haarm done to yuor automobile (if youur car is harmed druing a blizzad, or a windsheild breaks, as an examplle).

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